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How price controls in Argentina could have far-reaching consequences

Last week, in a bid to ensure unrestricted access for everyone to telecommunication services, the Argentinian government decided to extend a price freeze for TV, internet and mobile services until the end of the year, deeming them “essential public services”. Prices on these services have been frozen since May, and it was expected that the ban would be lifted at the end of this month.

Banning telecommunications companies from raising prices might seem like a sensible policy, but the opposite is true. Price controls are a disastrous and irresponsible economic policy that only leads to a shortage of supply, thereby depriving consumers of choice, driving once-successful companies out of the market and reducing the quality of services provided.

The Covid-19 crisis has overburdened most economies in the world and Argentina is no different. The road to economic recovery will require a lot of investment that necessitates the need for legislative certainty. Latin American companies often have to resort to external financing and when unprecedented risks arise – such as price controls – the cost of financing goes up as well, according to Maryleana Mendez, general secretary of the Inter-American Association of Telecommunications Companies.

At first glance, the decision of the Argentinian government to extend price controls can be seen as the one that benefits consumers. The logic behind the said price controls is clear: to make sure that every Argentinian consumer – even those on low incomes – can enjoy TV, internet and mobile services.

While this approach stems from the noble motives, it is unfortunately doomed to fail and, in the end, companies will lose every incentive to operate in the market. If companies don’t have the freedom to set prices as they wish – keeping in mind their operational costs – what is the reason for them to carry on? One solution is to reduce the quality of their prices simply to keep afloat. Conversely, consumers who can afford to pay more are left out, and their demand cannot be met.

Argentina government’s meddling with the market forces is unacceptable and socialist ait its core, and will also worsen the country’s relationship with the International Monetary Fund. And while the government of President Alberto Fernandez (and his predecessors) has been widely distrustful of the IMF, Argentina is the IMF’s biggest client.

The country has received more than 20 financial aid programmes from the IMF since the late 1950s. Argentina constantly remains on the brink of collapse, so it’s high time the country took the path of economic liberalisation and started taking its relationship with the IMF more seriously instead of pulling off another harmful and populist intervention. Price controls are economic masochism.

Every consumer wants to have as many options to choose from as possible and to be able to reasonably balance out price and quality. If there is no one to provide these choices for them, everyone loses, especially in the long run. Similar to intellectual property rights, if companies don’t get protection for their inventions, there is little incentive for them to innovate.

The overregulation of the telecommunications industry is an expensive policy that will have a negative impact on Argentina’s investment climate in the future thereby hindering its economic recovery and destroying its relationship with the IMF. Argentina’s government should pull itself together and start making the right decisions, instead of pushing the country further down. Argentina deserves better than a populist government that pretends to act in the interests of consumers by extending price controls of TV, internet and mobile services at the expense of future prosperity.

Originally published here.


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org

L’Inps ha (di nuovo) violato la privacy di milioni di italiani

In queste ore si chiedono a gran voce nomi e dimissioni di tutti e cinque parlamentari che hanno chiesto il bonus Inps da 600 euro. Nonostante questa scelta possa essere considerata inopportuna: “L’Inps e il suo presidente questa volta hanno superato ogni limite della legalità, violando la privacy di milioni di italiani”. Questa è l’opinione di Luca Bertoletti, responsabile Europeo del Consumer Choice Center.

Inps e privacy. Stavolta qualcosa proprio non va. In queste ore si chiedono a gran voce nomi e dimissioni di tutti e cinque parlamentari che hanno chiesto il bonus Inps da 600 euro. Nonostante questa scelta possa essere considerata inopportuna, e sicuramente è l’ennesima prova di una classe politica inadeguata:

l’Inps e il suo presidente Pasquale Tridico questa volta hanno superato ogni limite della legalità, violando la privacy di milioni di italiani“.

Questa è l’opinione di Luca Bertoletti, responsabile europeo del Consumer Choice Center, associazione internazionale di consumatori attiva soprattutto tra Stati Uniti e Canada, ma anche nell’America Latina e in Europa.

Trovando i nomi dei 5 politici, l’Inps ha violato anche la nostra privacy 

Non c’è stata nessuna violazione della legge e, seppur in modo quantomeno inopportuno, i tre parlamentari hanno ottenuto i soldi superando regolarmente tutti i controlli dell’Inps.

“Ma quindi -continua Bertoletti- adesso la domanda è: come mai l’Inps li ha segnalati? E soprattutto con quale potere l’Inps ha controllato il lavoro che questi individui fanno, violandone così la privacy?”.

“Dimissioni del presidente dell’Inps e indagine interna su come e chi ha violato la privacy dei cittadini”

Secondo il Consumer Choice Center, attivo anche sull’Asia e che si occupa prevalentemente di privacy, ma anche di nuove tecnologie (in particolare dello sviluppo sul 5G), per come stanno le cose diventa necessaria non solo un’indagine interna all’Inps, su come e chi ha controllato la vita privata di cittadini, scoprendo il lavoro che fanno, e facendolo trapelare ai media, ma anche le dimissioni immediate del Presidente dell’Inps Pasquale Tridico:

Tutela della privacy, cosa avrebbe dovuto fare l’Inps

“Da legge governativa l’Inps avrebbe dovuto semplicemente verificare i codici Ateco per ciascuna partita Iva. E basta”. E invece… “Per carità, in realtà l’Inps è stato bravissimo a recuperare l’identità dei parlamentari. Ma la legge non prevedeva in alcun modo di risalire a nomi e cognomi di ciascun codice Ateco”.

E allora la domanda è: con quali mezzi è riuscita a scoprire l’identità dei titolari della partita Iva, con buona pace della privacy, attraverso l’incrocio dei dati delle occupazioni vere dei titolari?

“Per farlo è evidente che è stato fatto un check a tappeto esteso su tutti i codici Ateco. Non essendoci tetti o paletti nella richiesta del bonus –poteva chiederlo chiunque avesse una partita iva attiva NdR– questi controlli non erano necessari”. 

Inps, che velocità nel risalire ai nomi e a consegnarli alla stampa!

L’altro aspetto della vicenda riguarda la velocità con cui i nomi sono stati consegnati alla stampa: “Con veline tipiche della prima repubblica, come se fosse stata una conferenza stampa -continua Bertoletti di Consumer Choice Center-. Se si considera il fatto che per ricevere la cassa integrazione e gli stessi bonus molti italiani, in questo caso gente che di soldi ne aveva bisogno per davvero, ha douto fare una trafila infinita e addirittura c’è chi ancora non ha ricevuto niente, altre che si sono ritrovati cognomi diversi o dati che appartenevano ad altre persone”.

Insomma, un organo come l’Inps, è così che la pensa Bertoletti, avrebbe dovuto fare una cosa sola. Abbinare il bonus al codice Ateco. E invece ha indagato nella privacy di ciascun codice e ciascuna partita Iva. Risalendo all’identità di ciascun codice e risalendo al titolare di ciascuna partita Iva, arrivando a scoprire i nomi dei parlamentari e dei politici, necessariamente andando ad abbinare un nome, un cognome e un volto di tutti i professionisti autonomi che avevano fatto richiesta. Un gran lavoro. Ma che la legge non prevedeva. Un lavoro inopportuno. 

Tra un mese il referendum: sarà un caso?

Il presidente dell’Inps Pasquale Tridico lo ha già detto e ribadito più volte in questi giorni: “Nessun collegamento tra il referendum di settembre e la comunicazione dei 5 parlamentari che hanno chiesto il bonus. Non è un caso montato. Chi proverà ad accusarci ancora sarà querelato“.

Luca Bertoletti di Consumer Choice Center risponde così:

“Beh, allora sicuramente è una coincidenza così evitiamo di essere querelati. Ma è una coincidenza che avviene il giorno dopo che la consulta ha detto sì all’Election Day, accorpando Elezioni Regionali e Referendum. E il giorno stesso in cui alcuni sondaggi davano in vantaggio il No dei cittadini al taglio dei parlamentari. Ma sicuramente è una coincidenza”.

Il ruolo dell’organo Inps sull’antifrode, anticorruzione e trasparenza

Altro paradosso: a scoprire i nomi dei parlamentari è stato l’organo dell’Inps sull’antifrode, anticorruzione e che tutela la trasparenza. Ma in questo caso non c’è frode né corruzione. I politici avevano tutto il diritto di chiedere il bonus. E neanche di mancanza di trasparenza si può parlare perché la trasparenza non era necessaria. Bastava il codice. E la partita iva aperta:

Aggiunge Bertoletti: “La narrativa mainstream è totalmente contro i cinque deputati e i vari migliaia di politici locali e regionali che piano piano si stanno autodenunciando. Ora, abbiamo scoperto che l’ufficio antifrode che controlla dati sensibili li ha rilasciati al pubblico. Ma la domanda è: non avrebbe dovuto invece semplicemente controllare che le partite iva fossero attive? E’ quei che sta una basilare violazione della privacy dei cittadini. Inps può fare tutti i controlli che vuole ma non è che se le mie idee sono contrarie a un comportamento considerato etico dalla maggior parte delle persone allora è autorizzata a dare il mio nome in pasto alla stampa”. 

La questione della privacy: così il Garante ha sbugiardato l’Inps

Il passaggio successivo allo scoperchiamento del vaso di pandora, e cioè la notizia della richiesta del bonus da parte di parlamentari e governatori regionali, con l’Inps che si è difesa dicendo: “Non diamo i nomi perché dobbiamo tutelare la privacy” è quello relativo al Garante. Che di fatto ha smentito categoricamente l’Inps.

Essendo personaggi pubblici, e siccome si parla di soldi pubblici, la loro identità, per come si sono messe le cose, si possono e si devono rivelare. Intanto però ha anche aperto un’istruttoria per capire con quali metodi si è risaliti alla scoperta dell’esistenza di una “classe” politica così ampia che ha fatto richiesta del bonus: “Un altro, l’ennesimo paradosso di questa storia: da una parte il Garante ha le mani legate. Perché in questo caso la privacy non vale più. Il problema sta alla radice, con la domanda da cui abbiamo iniziato la nostra riflessione, e cioe: come ha fatto l’Inps ha scoprire la loro identità?”.

Privacy violata: una delle pagine più tristi dell’Inps

Per Consumer Choice Center, si tratta di una delle pagine più tristi dell’Inps e che funge da perfetta fotografia di una macchina statale talmente contorta su se stessa che non è più neanche in grado di capire se quello che fa è lecito oppure no.

“Si parlava di organo che tutela e garantisce la trasparenza. Ma in questo caso chi si è macchiato di mancanza di trasparenza è proprio l’Inps, non i politici”.

Politici che, questa è la sensazione, riusciranno a farla franca anche questa volta. Probabilmente saranno cacciati dai loro partiti, questa è una delle minacce del leader della Lega Matteo Salvini. Ma in qualche modo riusciranno a mantenere il loro posto in Parlamento. “Non dimentichiamoci che questo caos sarebbe venuto ugualmente fuori a dicembre -conclude Bertoletti- quando i deputati sono obbligati a pubblicare i loro guadagni e il loro 730, dove ovviamente i 600 euro dell’Inps sarebbero stati necessariamente segnalati. 

Originally published here.


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org

Season 6 of the Free Markets Series now available online

MONTREAL, May 6, 2020 /PRNewswire/ – After having aired on PBS affiliates in the United States and Canada, the sixth season of the Free Markets Series is now available online for the entire internet community to enjoy. Six new 30-minute episodes can be found in the dedicated series web library, and on social media networks.

The Free Markets Series introduces viewers to the principles of the free market through interviews with some of the most dynamic and influential thinkers and activists in the United States and Canada. Season 6 features:

  • Calixto Chikiamco, President of the Foundation for Economic Freedom (FEF), a public advocacy organization in Quezon City, Philippines whose mission is to advance the cause of economic and political liberty, good governance, secure and well-defined property rights, market-oriented reforms, and consumer protection;
  • John Tillman, CEO of the Illinois Policy Institute, an independent organization generating public policy solutions aimed at promoting personal freedom and prosperity in Illinois;
  • Bill Wirtz, senior policy analyst for the Consumer Choice Center, a consumer advocacy group based in Brussels, Belgium that supports lifestyle freedom, innovation, privacy, science, and consumer choice;
  • Daniel Di Martino, Venezuelan freedom activist and economist, he is a Research Associate at the Institute for the Study of Free Enterprise at the University of Kentucky;
  • Peter St. Onge, Senior Fellow at the Montreal Economic Institute, he was assistant professor at Taiwan’s Feng Chia University, has served as a fellow at the Mises Institute, and was general partner of a private equity fund in Washington, D.C.; and
  • Hon. Douglas Gingsburg, Senior Circuit Judge, was appointed to the United States Court of Appeals for the District of Columbia in 1986; he served as Chief Judge from 2001 to 2008. He is a Professor of Law at the Antonin Scalia Law School, George Mason University, and visiting professor at the University College London, Faculty of Laws.

These unique interviews are conducted by none other than Bob Scully, host of The World Show, who was named the 2012 Person of the Year by American Public Television.

Some of the topics discussed in these fascinating interviews include the benefits of cryptocurrency, shifting power back to workers, defending the rule of law, pushing back against the nanny state, transforming agriculture and defending freedom.

The Free Markets Series is produced by The World Show in partnership with the Montreal Economic Institute. The World Show is a syndicated television program broadcast across North America, on 304 stations affiliated with American PBS. It is seen in 141 markets across 44 U.S. states, including in nine of the top ten Nielsen DMA markets.

“The Montreal Economic Institute and The World Show are proud to be able once again to offer television and internet viewers the opportunity to delve into some of the principles of the free market, and how they relate to the issues of the day, as expressed by these respected thinkers discussing their life’s work,” says Michel Kelly-Gagnon, President and CEO of the MEI.

Originally published here.


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org

Libra : Facebook va revoir sa copie sur sa monnaie virtuelle

Pour ne pas froisser les États et les banques, Facebook va changer la stratégie du Libra et proposer une solution de paiement global à l’image de PayPal. Le réseau social ne compte pas pour autant abandonner les principes fondamentaux de sa cryptomonnaie.

Lors de la présentation de sa cryptomonnaie Libra en juin dernier, tout s’annonçait pourtant bien pour Facebook. Gérée par une fondation suisse et épaulée par de grands noms de la finance, tels PayPal, Visa et Mastercard, le développement de la monnaie a très rapidement été freiné par des tirs de barrage provenant des États. La France, en premier lieu, considère illégale la création d’une telle monnaie par une société privée. La crainte de l’utilisation de la devise universelle pour réaliser du blanchiment d’argent a aussi pesé beaucoup sur la remise en question du Libra. Au final, les partenaires qui pesaient le plus lourd ont quitté le projet.

Le côté réglementaire a donc eu raison des premières intentions de la cryptomonnaie de Facebook. Pour le coup, le réseau social est actuellement en train de revoir sa copie. Selon les sources du site The Conversation, Facebook et les partenaires qui n’ont pas quitté le navire, comptent refonder totalement le projet.

Pour adoucir le courroux des États, plutôt que de créer une monnaie indépendante, la firme devrait plutôt proposer des déclinaisons numériques des devises, comme l’Euro, ou le dollar. Au final, pour se conformer à la législation, Libra pourrait tout simplement être assimilé à une plateforme de paiement de type PayPal.

Mais attention, Facebook ne compte pas pour autant mettre au rebut les principes de base du Libra. Il se donne juste du temps pour imaginer comment introduire cette cryptomonnaie. C’est pourquoi, la sortie de l’application Calibra, le portefeuille numérique du Libra, est décalée en octobre. De même, Facebook va restreindre cette application aux seuls États ayant émis des cryptomonnaies.

Pourquoi Libra est critiquée avant même son lancement ?

Comme prévu, Facebook a officiellement lancé sa monnaie virtuelle qui pourra être utilisée via Messenger et WhatsApp. Mais déjà, des voix s’élèvent contre cette cryptomonnaie accusée de faire le jeu du blanchiment d’argent ou de concurrencer les monnaies d’État.

Visa, Mastercard, Paypal, Vodafone, Free ou encore Uber et Lyft… Des dizaines de géants de la high-tech et du système bancaire, mais aussi des ONG, épaulent Facebook pour le lancement de Libra, une cryptomonnaie destinée aux utilisateurs de Facebook et de WhatsApp, soit plus de deux milliards d’internautes !

L’idée est simple : bénéficier d’un porte-monnaie virtuel pour acheter et vendre des biens, via la messagerie instantanée, sans passer par une banque. Le tout avec une devise équilibrée dont la valeur est indexée sur plusieurs monnaies en vigueur pour éviter toute spéculation. Date de lancement ? Début 2020.

La France et les États-Unis y sont opposés

Le projet est très ambitieux mais il s’attire déjà les foudres des administrations. En France, le ministre de l’Économie, Bruno Le Maire, a rappelé qu’une entreprise privée ne pouvait pas créer une monnaie, concurrente des devises d’État. Du côté des États-Unis, où Facebook est sous le coup d’une enquête judiciaire pour la collecte et l’exploitation des données personnelles de ses membres, une parlementaire, qui dirige la Commission des Services financiers, exige que Facebook se présente devant le Congrès pour répondre aux inquiétudes et aux questions des représentants.

D’autres craignent que ce ne soit le moyen idéal pour blanchir de l’argent. Réponse de David Marcus, qui dirige cette nouvelle entité, au micro de France Info : « Si un réseau tel que celui-ci émerge avec beaucoup plus de transactions numériques, beaucoup plus de traçabilité, je pense qu’on va grandement améliorer l’efficacité des programmes anti-blanchiment et notamment à travers les porte-monnaie numériques qui seront régulés sur ce nouveau réseau. »

Au consommateur de décider si c’est un bon système ou pas?

Du côté des consommateurs, Consumer Choice Center, équivalent de Que-Choisir à travers le monde, regrette que les législateurs réclament la suspension du projet : « Contrôler la réglementation sur Internet et les sociétés financières est important, mais la mentalité de “légiférer d’abord, d’innover plus tard”, qui est apparue en réponse à Libra, devrait mettre tous les internautes en pause. Si chaque nouvelle innovation Internet est désormais soumise à l’approbation du Congrès, ce serait un dangereux précédent pour l’avenir du choix du consommateur en ligne », a déclaré Yaël Ossowski, dirigeant de cette association de défense du consommateur. Les consommateurs ont le droit de choisir s’ils souhaitent utiliser des crypto-monnaies ou des réseaux sociaux, et sont conscients des risques et des avantages considérables qui en découlent. Les utilisateurs recherchent une alternative et s’intéressent aux nouveaux outils numériques en ligne. C’est pourquoi, il y a un tel intérêt. »

La cryptomonnaie de Facebook arrive le 18 juin

Une dirigeante de Facebook a confirmé l’arrivée prochaine de la monnaie virtuelle de Facebook. Elle sera indexée sur plusieurs monnaies pour éviter les fluctuations et parmi les différents objectifs du réseau social, il y a l’idée de mettre en place un authentique réseau de distribution semblable à celui des distributeurs de billets actuels. 

Différentes sources s’accordent sur la date de lancement officielle de la nouvelle cryptomonnaie de Facebook, qui porte le nom de code Libra, et ce serait pour le 18 juin. L’information a notamment été confirmée par Laura McCracken, à la tête des services financiers et des partenariats pour les paiements de Facebook pour l’Europe du Nord, dans une interview accordée au journal allemand WirtschaftsWoche.

Pensant l’information déjà publique, Laura McCracken a indiqué que Facebook publiera à cette date un livre blanc détaillant le fonctionnement de la cryptomonnaie, et a confirmé qu’elle serait liée à plusieurs devises différentes, plutôt que le dollar seul, afin d’éviter les fluctuations.

Des transferts d’argent sans frais

La cryptomonnaie est prévue pour passer outre les frontières géopolitiques et pourra être transférée sans frais via ses applications Messenger et WhatsApp partout dans le monde. La firme compte notamment en faire la promotion dans les pays en voie de développement, où elle pourrait constituer une alternative stable aux monnaies locales volatiles.

Selon The Information, la firme compte aussi encourager son utilisation dans le monde physique, en installant notamment des machines similaires aux distributeurs de billets, qui permettront d’échanger des devises contre des jetons de sa cryptomonnaie. Facebook compte également proposer des bonus à l’inscription, en partenariat avec des marchands qui accepteront cette nouvelle monnaie.

Originally published here.


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org

Why Amazon’s investment in Deliveroo could be good news for consumers

In May 2019 the global e-commerce powerhouse Amazon invested roughly 500 million USD in the British food delivery service Deliveroo leading to a 16% equity stake in that company. The British competition watchdog Competition and Markets Authority (CMA) issued a statement asking both companies for concessions (usually agreeing to sell off some businesses or leave some markets to reduce market shares) in order to see the deal green-lighted. While the battle for leadership in the global ready-to-eat meal delivery market has been on for years, Amazon’s (re-)entry in this market might be excellent news for consumers.

Right now Deliveroo is mainly active in European markets (though it left one of its main markets, Germany, earlier this year due to labor disputes) and currently expands into Asian countries. It competes with similar companies such as UberEats or Delivery Hero. As an early adopter of such services I have tried most of them in various European cities. One common weakness of their offering can be seen in their predominating business attitude of focussing more on acquiring and keeping more restaurants on their platform instead of servicing their (ordering end-) customers.

Some of the poor customer experience can be seen in the lack of standardized (or non leaking) packaging and usually little to no help in case of missing items, cold food, or massive delays. Customer service usually tells you that they are merely the broker and are not liable for the restaurants faults. And while the platforms usually refund you for missing food, this is usually not what you want when you are very hungry on a Friday evening and need to rush to the movies (such a situation and a no-show of my pizza was when I deleted Deliveroo from my phone).

Amazon tried restaurants once before and failed in the UK market. They might have been too early or were not able to get sufficient market shares quickly enough. Their new and very pricey attempt to get back into the European ready-to-eat meal delivery should be applauded by consumers:

Amazon is one of the most customer-centric companies out there. The consumer is usually always right and Amazon is there to make it right. Amazon’s grocery service Fresh is a great example on how to constantly provide customer service on a high level.

That consumer focus is currently lacking in the food delivery sector. A strategic investment in food delivery companies with combined know how transfer and keeping the importance of the end user in mind could really bring food deliveries to the next level. Great for everyone who does not have time to cook a meal every evening!

Apparently the CMA sees this differently. The BBC reports:

But, on Friday, the regulator said Amazon had failed to deal with "initial concerns that their investment in Deliveroo could be bad for customers, restaurants and grocers".
The CMA is worried that Amazon's plans to invest in Deliveroo could stop it from launching a rival company, which would increase competition and potentially lower prices for consumers.

If competition watchdogs now stop any attempt of horizontal integration of companies because they are worried that this would stop the creation of new companies we would open the floodgates of antitrust litigation.

“There are relatively few players in these markets, so we’re concerned that Amazon having this kind of influence over Deliveroo could dampen the emerging competition between the two businesses.”

CMA executive director Andrea Gomes da Silva

Let’s also keep in mind that the meal delivery market is losing hundreds of millions a year in the UK alone. The CMA stopping consolidation of the market will also prevent this sector to turn profitable in the near future – and that could jeopardize the success of this entire industry in Europe.

Source: https://www.statista.com/statistics/760546/deliveroo-income-loss/

I really hope that the CMA will listen to consumers that actually use food delivery services and don’t just stick to the old antitrust textbook of an analogue world or the pressure from brick and mortar retailers who might have missed the train of going digital and convenient. A dash of Amazon’s customer-centricity might make me reinstall Deliveroo and use it for good.

Keine Angst vor 5G

Panikmache über angebliche Gefahren der 5G-Technologie kommt aus verschiedenen Ecken. Das sollte dem Fortschritt nicht im Wege stehen.

Jede Technologie bringt ein gewisses Maß an Skepsis mit sich. Ob es nun um die Entdeckung der Elektrizität, die Erfindung des Zuges oder die Ankunft der Mikrowelle als Ergänzung unserer Küchenausstattung geht: Kritische Stimmen werfen wichtige Sicherheitsfragen auf. Das 5G-Netz (steht für „Fünfte-Generation-Netzwerk”) bildet dabei keine Ausnahme. Irgendwann muss man jedoch die wissenschaftlichen Ergebnisse akzeptieren.

Wenn Sie nach „5G” und „Gesundheit” suchen, finden Sie mehrere Artikel, die Ihnen keine genauen Antworten auf die gesundheitlichen Auswirkungen des Netzwerks geben, aber verschiedene fatalistische Szenarien ausmalen. Hier sind einige Beispiele:

Dubiose Webseiten wie „QI-Technologies”, die ihren Namen nach eigener Angaben aus der „chinesischen Medizin” beziehen, veröffentlichen noch dubiosere Artikel zum Thema 5G. Hier heißt es: „Wenn Ihr Kind hier und jetzt von einer ‚Suppe‘ hochfrequenter elektromagnetischer Strahlung bombardiert wird, könnten sich die Langzeitschäden dieser Strahlenbelastung erst in etwa 20 bis 30 Jahren äußern – wenn es bereits zu spät ist, gegenzusteuern.”

„Die bestehenden Grenzwerte machen Gesundheitsschäden unmöglich.“

Was sollte man also über 5G-Strahlung wissen? Die Art der Strahlung, die bei der drahtlosen Kommunikation verwendet wird, liegt im Funkwellenbereich. Diese Wellen tragen viel weniger Energie als ionisierende Strahlung, als Röntgenstrahlen und kosmische Strahlung, die chemische Bindungen in der DNA aufbrechen und zu Krebs führen können.

In den Vereinigten Staaten regelt die Federal Communications Commission (FCC) die elektromagnetischen Wellenfrequenzen, die als Nichtionisierende Strahlung bekannt sind. Darunter fallen Radio- und Mikrowellen, die im regulierten Bereich für den Menschen ungefährlich sind.

Der einzige bekannte biologische Effekt, der durch Funkfrequenzen entsteht, ist Erwärmung: Ihre Körpertemperatur kann steigen. Die bestehenden Grenzwerte der FCC sind jedoch so bemessen, dass das Risiko einer Überhitzung vermieden werden kann, und dass im Bereich unter dieser – nach den geltenden Vorschriften nicht möglichen – Erwärmung keine biologischen Folgen drohen. Einfach ausgedrückt: Die bestehenden Grenzwerte machen Gesundheitsschäden unmöglich.

Gegner der 5G-Technologie argumentieren, dass die hohen Frequenzen der Technologie neue Telefone und Mobilfunktürme zu einer außerordentlichen Gefahr werden lassen. Die Wahrheit ist genau das Gegenteil, wie Wissenschaftler erklären. Je höher die Radiofrequenz, desto weniger dringt sie in die menschliche Haut ein und reduziert die Belastung der inneren Organe des Körpers, einschließlich des Gehirns.

„5G zu verhindern wäre für den Fortschritt verheerend.“

5G zu verhindern wäre für den Fortschritt verheerend. Das Netzwerk bietet größeres Datenvolumen, geringe Latenzzeit, schnellere Datenübertragung, mehr Energieeffizienz (leert Handybatterien nicht so schnell), und bessere Verbindungen auch dort, wo normalerweise kein Netz verfügbar ist.

Was nützen also die Mythen gegen 5G? Auf der einen Seite haben wir die allgemeine und regelmäßige Skepsis von fortschrittsfeindlichen Umweltschützern und unternehmensfeindlichen Verschwörungstheoretikern. Die Einwände solcher Menschen können grundsätzlich nicht durch wissenschaftliche Beweise widerlegt werden.

Auf der anderen Seite sehen wir Skepsis in der Bevölkerung, die von verschiedenen Medien, darunter Russia Today, organisiert wird. Für die Vereinigten Staaten berichtet die New York Times, dass RT America soziale Netzwerke mit Anti-5G-Meldungen überflutet. Die Idee sei angeblich, den Fortschritt in den USA aufzuhalten – zugunsten Russlands. Ein einfacher Zusammenhang besteht darin, dass Fehlinformationen oft konkurrierenden  Unternehmen zum Vorteil gereichen.

„Falschmeldungen über 5G helfen Autobauern, die auf WLAN setzen, und Staaten, die die USA und Europa technologisch überholen wollen.“

Das haben wir in der Diskussion über die Automobilanbindung deutlich gesehen. Dabei geht es um die Kommunikation von Fahrzeugen untereinander und mit der Infrastruktur. 5G gegen WLAN: Die Hersteller führten den Lobbykampf in Brüssel, um die Europäische Union zu überzeugen, die eine oder die andere der beiden Technologien zu unterstützen, anstatt einfach neutral zu bleiben. BMW und die Deutsche Telekom hatten intensiv für 5G geworben, es setzten sich am Ende allerdings Unternehmen wie Volkswagen und Renault durch. Im Juli veröffentlichte die deutsche Bundesregierung dann ihre Stellungnahme. Sie bereitet sich darauf vor, den Einsatz der Wi-Fi-Technologie für den Anschluss vernetzter Autos zu unterstützen, da die 5G-Technologie noch nicht ausgereift genug sei, um Ergebnisse zu liefern. In einem von der Bundesregierung produziertem Dokument, das Politico vorliegt, heißt es: „Die Industrie muss sich auf Technologien konzentrieren, die kurzreichende, Wi-Fi-basierte Signale nutzen“. Einige Automobilhersteller schlugen sich daraufhin auf die Seite der Bundesregierung, während andere der Ansicht waren, dass Berlin stattdessen die 5G-Technologie unterstützen sollte.

Für WLAN sind Infrastruktur-Investitionen beim Straßenbau allerdings ebenfalls notwendig, während 5G-Technologie vom Roll-out des gesamten Netzes profitieren kann und keine weiteren Kosten produzieren würde. Ob nun 5G oder WLAN bei Autos (oder anderen verbundenen Produkten) in der Effizienz besondere Unterschiede aufweisen, sollten die Verbraucher beurteilen, nicht der Staat.

Der Kampf zwischen Lobbyisten wird in Brüssel, Berlin, Paris usw. geführt und nutzt traditionelle Kommunikationsmedien: Unternehmen und Staaten scheinen sich in den Kampf  Neu gegen Alt einzumischen, anstelle Verbraucher als faire Richter entscheiden zu lassen. Falschmeldungen über 5G helfen Autobauern, die auf WLAN setzen, und Staaten, die die USA und Europa technologisch überholen wollen. Deshalb ist es notwendig, eine überprüfbare Faktenbasis zu schaffen, um auf gleichem Wissensstand zu diskutieren. Bei 5G wird diese Debatte entscheidend für die technologische Zukunft Europas sein.


Originally published here

Is the Cookie Law outdated and frankly just annoying?

Cookies are a basic part of how the Internet works but there’s hardly anyone I know that is in favour of pop ups on just about every website due to the EU’s Cookie Law. They store little bits of information about you such as when you are logged into a site, what you add to your shopping basket and all the useful things that personalise websites to you. Cookies are also used to track what you do on the Internet and can be used to link your activities across sites, for instance if your browse a flight for your next trip abroad, you might then see adverts for flights to the same destination on social media sites.

The EU hates Cookies with a passion as they’re big on protecting your personal information and that’s why a Cookie Law came into effect. It spawned horrible pop-ups on websites across the web which you have to click to accept or decline to whenever you visit a new site. The law was relaxed a little for implied consent but GDPR strengthened it and it’s back with a vengeance.

One of the reasons I detest the Cookie Law is because an increasing number of US sites refuse to bow down to the EU. Rather than installing Cookie Policy pop ups to infuriate 350 million US consumers, they’ve taken the attitude that it’s easier just to geo-block EU consumers and block them from even seeing their websites. That’s annoying.

Now, the Court of Justice of the European Union has decreed that “Storing cookies requires internet users’ active consent. A pre-ticked checkbox is therefore insufficient”. In a judgement that comes from German Court asking for an EU ruling (a country where it’s considered normal behaviour for a retailer to sue another claiming an unfair advantage if they don’t comply with every banal regulation going), the Court decided that the “consent which a website user must give to the storage of and access to cookies on his or her equipment is not validly constituted by way of a pre-checked checkbox which that user must deselect to refuse his or her consent”.

The Court went on to say that you have to tell the user how long the cookies will last for and and whether or not third parties may also have access to the cookies your site places on their computer. This is clearly information overload and best advice is firstly to not use Cookies where they are not needed but more importantly surely it’s time for the Cookie Law to change to acknowledge that Cookies are pretty essential to the Internet and that by using the Internet acceptance of Cookies can be implied to be accepted?

“The court has clearly established that current EU rules are outdated. Bombarding internet users with cookies isn’t user-friendly, informative, or productive.
 
When retrieving the information from your device, the website knows what particularly caught your eye, and they can improve their website structure or marketing based on this data. However, cookies can also be useful to the user, in that it stores your password, and keeps you logged into your favourite social media platform or airline account.
 
A well-reflected reform would put all cookie use under implicit consent, with the knowledge that users can use often free and already existing software that allows them to opt-out of all cookie use that they deem unsuited for them. This allows consumers to take their data use into their own hands, without an unnecessary and ineffective pop-up on every website.”

– Bill Wirtz, Senior Policy Analyst , Consumer Choice Center

Originally published here.


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org.

Taiwan’s quest to become a “blockchain island”

It has been over ten years since the world first heard of Bitcoin, but blockchain’s applications are still in their infancy. One legislator in Taiwan wants to change that. Nicknamed “Crypto Congressman” by Vitalik Buterin, Jason Hsu worked as a tech entrepreneur before getting involved in politics in 2016. Today, he’s on a mission to turn Taiwan into the world’s next blockchain island and crypto nation. 

Hsu believes that one of the main challenges for global policy making is bridging the gap between society and technology. He’s bringing his open-minded perspective to Taiwan’s parliament in an effort to promote a more tech-driven future for the country. A future in which blockchain plays a key role. 

Taiwan’s tech-forward governance

 “In September 2017 when China banned ICOs, I realized that Taiwan could capitalize on this opportunity,” explained Hsu in an interview. That’s when his quest to introduce blockchain-friendly legislation in the country began.

What followed was the launch of a fintech sandbox in Taiwan. The idea was two-fold: to attract more foreign investment and to encourage more homegrown tech startups in the financial sector. Favorable regulations coupled with a big pool of local engineering talent are hoped to put Taiwan on the map of world-class fintech hubs. 

But Hsu’s aspiration reaches far beyond the sandbox. He envisions applying blockchain to various aspects of governance: from the Department of Health, through Education, to Justice. The Crypto Congressman is currently involved in 25 different projects that aim to increase efficiency and improve people’s lives with blockchain. He also promised to develop an entire blockchain district in Taipei with a special community coin that would be issued to entrepreneurs. 

What can blockchain do for the people? 

Blockchain has gotten a lot of bad reputation in the last few years. When the Bitcoin bubble burst, skeptics were quick to proclaim blockchain a fad. Others, on the other hand, pointed out that the internet started with a speculative bubble, too. It was only after the dot-com crisis that the World Wide Web reached its maturity. Is blockchain’s real potential still largely unexplored? 

According to Hsu and other visionary legislators, the answer is yes. They see the crypto speculation as a distraction from far greater tasks ahead: improving public services and increasing trust in governments. 

The most important thing you need to know about blockchain is that it consists of a chain of immutable blocks, or pieces of information if you will. Every single transaction is recorded and the records stay in the system forever. You can’t delete, change or hide the data. 

For governments, this could be a real deal-breaker. All the mundane transactions between the citizens and the government bodies would be revolutionized. Birth and death certificates, academic degrees, deeds, proof of identity and any other paperwork could all exist in the decentralized system. This would prevent fraud and make safe online transactions a lot easier, including e-voting or online property exchange. 

The distributed ledger system can also be used to hold governments accountable and fight corruption. Blockchain could provide a permanent record of all public funds and spendings. In a utopian scenario, each citizen would be able to track where every penny of their taxes goes. 

Blockchain adoption worldwide

Taiwan is not the only country to experiment with blockchain. The small nation of the Marshall Islands is set to become the world’s first state to adopt a digital legal tender. Sovereign, or SOV, will supplement the US dollar, which is currently the official currency of the Marshall Islands. Following the launch of the national cryptocurrency, the country will transition to a new model of governance, based on blockchain. 

Another country incorporating blockchain for governance is Estonia. The Baltic state uses Ethereum to manage its e-residency program. Under the first-of-its-kind scheme, anyone can apply online to become an e-citizen in Estonia and legally start a business there. With cutting-edge initiatives like this one, it’s no surprise that the Estonian government was quick to embrace blockchain. However, the plans to roll out a national cryptocurrency, Estcoin, were paused indefinitely. 

And finally, there is a contestant for the “blockchain island” title eyed by Taiwan. Malta is known as one of the most blockchain-friendly countries in the world, thanks to a very favorable regulatory framework passed in 2018. The island country already managed to attract many large cryptocurrency exchanges: OKEx and Binance, for example, have established their headquarters there. 

Technology is the only way forward

More and more governments around the world are realizing what Jason Hsu already knows: that “blockchain is here to stay.” Implementation of blockchain-powered technologies is no longer an “if” but a “when”. In a fast-paced digital environment, legislators have a choice to move forward with the tech developments or become obsolete. The entrepreneurial spirit of “moving fast and breaking stuff” that Hsu brings to Taiwanese parliament might be just what contemporary policymakers need. 


The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org.

Note to the new EU Commission: Consumer privacy is key

Brussels, BE – The incoming Commission President, Ursula von Der Leyen, will have a series of politically delicate hurdles to contend with in the field of cybersecurity. Here is why certification schemes are needed for that goal.

Not least in the domain of 5G, where the EU has come under increased pressure from American counterparts set to adopt a hostile position against next-generation technologies emanating from the far east.

Europe-wide, following a Commission recommendation for a common EU approach to the security of 5G networks, member states have recently submitted national risk assessments – providing an overview of their most pressing concerns in the future development of 5G infrastructure. These assessments will feed into the next phase, an EU-wide risk assessment to be completed by October 1st.

As part of the European cybersecurity strategy, certification schemes should be implemented on both services and networks.

Luca Bertoletti, Senior European Affairs Manager at the Consumer Choice Center responds: “We welcomed the implementation of the cybersecurity certification schemes but we hope the new commission will keep high standards.

“In our paper written by Mikołaj Barczentewicz, a research associate at the Oxford Centre for Technology & Global Affairs, we recommend using liability rules for operators and resellers of software and devices that expose consumers to the risk of malicious and illegal interference. Personal liability of company directors and executives should be also considered.

“We look forward to starting a productive discussion with the new commission on how to make consumers’ digital life, in the 5G era, more secure and private,” said Bertoletti.


The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org.

Originally published here


Competition is essential to create a secure and innovative supply chain for 5G

Open markets and free trade have increased consumers’ prosperity in Europe and across the world. The impact of the technological advances that contributed to a massive connectivity and freedom of consumers would not have been possible without the existence of a global set of standards that promote competition and choice in the global market for information and communication technologies (ICT). The flipside of this bespoke connectivity can be seen in growing fear about massive data leaks and authoritarian governments targeting cyber-attacks at liberal democracies. News of all mobile data being rerouted from Europe through some Chinese nodes isn’t happening in a Black Mirror episode but is the frightening reality these days.

For decades telecommunications and internet-enabled businesses have relied on openness to operate complex networks and preserve the integrity of the information transmitted. Their efficiency and the ease with which consumers access these services depends on seamless interoperability across key technology vendors and the technical standards that underpin the network components that they build.

However, modern political realities have revealed the caveats of this globalized and interconnected system. As former German Foreign Minister and Vice Chancellor Joschka Fischer wrote, “technology andsoftware exports are no longer just a matter of business; they are about power.” This is particularly evident in the telecommunications sector. National governments’ desire to field next generation 5G networks is being tempered by their growing concern over the security pitfalls created by the overreliance and dominance of untrustworthy vendors in the supply chain for 5G technology. The importance of a secure 5G is evident as governments across the European Union are currently undertaking comprehensive assessments of their exposure and risk to security vulnerabilities in the supply chain.  

While potential threats to national security are serious, pursuing a strategy of brinkmanship risks elevating geopolitical concerns at the expense of an opportunity to enact comprehensive standards for 5G. National governments and industry must reinforce their commitments to the principles that gave  consumers a thriving global technology sector in the first place: open markets and choice for ICT products and services. Safeguarding consumer privacy and security requires a coordinated framework to facilitate vendor diversity. Additionally, liberal democracies need to ensure that no single vendor from an autocratic or illiberal country of origin can monopolize their respective ICT market for 5G or legacy 4G and LTE networks.  

Security must be a defining feature of the standards and norms that govern the global ICT supply chain as well as the individual pieces of software and hardware that businesses and consumers depend on. Inaction risks the ability of businesses and consumers to exercise meaningful choice in critical 5G and other ICT products and services. Some of the EU’s largest member states, such as Germany and Italy, have used the auctions of spectrum licenses as a cash cow for their national budgets instead of seeing newly utilized frequencies as a gamechanger for consumers’ connectivity. This has led to the undesired consequence that many operators are cash-strapped and tend to go for the cheapest rather than the most trustworthy infrastructure provider. This has led us to a path dependency of toxic reliance on very few suppliers with questionable motives.

With coordinated technical standards for interoperability, such as the more trustworthy open source solutions, comes greater trust and transparency. As advancements in technology transform all matter of global exchange these principles must be reinforced and expanded to better protect consumers, promote innovation and foster a safe and secure digital ecosystem.

Fred Roeder, Managing Director of the Consumer Choice Center, and Luca Bertoletti, European Affairs Manager of the Consumer Choice Center

Originally published here

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