Statements

Last Call should be extended for all consumers, not just politicians

CONTACT:
Yaël Ossowski
Deputy Director
@YaelOss
[email protected]

Last Call should be extended for all consumers, not just politicians

Charlotte, NC – Yesterday it was reported that North Carolina Republicans have introduced a provision that would allow bars, clubs, and restaurants to stay open until 4 AM during the 2020 Republican National Convention.

Consumer Choice Center Deputy Director Yaël Ossowski responded to the news stating that extending the hours that facilities can serve alcohol shouldn’t just be a temporary measure for big city political conventions, but should instead be allowed statewide from here on out.

“What message are we sending about consumer choice if we only pass modern alcohol policies when a party comes to town,” asked Ossowski.

“Giving business owners the permanent option of staying open later to serve customers would provide the exact same economic benefits state legislators are touting about temporarily giving business owners that option in August 2020 during the RNC.

“Extending the time for ‘Last Call’ would be up to the individual businesses, and would be a huge boon for modernization of our state’s alcohol policy. Not only would clubs, bars, and restaurants have more flexibility, but consumers would also have a bigger range of options to choose from, and that could finally provide an incentive to lawmakers to update our state’s antiquated alcohol laws.

“Bringing North Carolina into the 21st Century when it comes to alcohol policy should be a priority for state legislators, and that is something that should be embraced for all North Carolina residents, not just when the RNC comes to Charlotte,” said Ossowski.

The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org.

The Sanders, AOC credit card interest cap will only hurt consumers

CONTACT:
Yaël Ossowski
Deputy Director
Consumer Choice Center
[email protected]

The Sanders, AOC credit card interest cap will only hurt consumers

Washington, D.C. – 
Today, Sen. Bernie Sanders and U.S. Rep. Alexandria Ocasio-Cortez are introducing legislation in their respective chambers to put a cap on credit card interest rates.

Yaël Ossowski, Deputy Director of the Consumer Choice Center (CCC), said “This measure to cap credit card interest rates may be well-intended, but it will ultimately end up hurting low-income Americans who need access to credit most desperately.”

“By placing a cap on credit card interest rates, borrowers who would otherwise use credit cards to pay bills and buy groceries for their families will be the first ones forced out of the credit system,” said Ossowski.

“The people who need access and who depend on credit cards to cover large transactions between paychecks are usually those who cannot otherwise gain access to credit and loans from banking institutions. If a cap on rates is passed, these borrowers will be pushed out of the credit card market and will be forced to take out loans at exorbitant rates by other, possibly illegal, means.

“Thankfully, there are legions of credit cards and credit unions that can offer low or zero interest rates to consumers as introductory offers. Mandating a cap would mean these offers would virtually disappear, making it even harder for the less well-off to afford to pay bills.

“At the same time, extending the U.S. Postal Service’s mandate to become a bank is just inviting trouble, especially for a government service that can barely make a profit as it is. It is wishful thinking to suggest that politicians in Washington will be the ones to revolutionize banking for everyday Americans.

“Reducing credit card interest rates for ordinary consumers is a noble goal, but a federal cap will do more to harm consumers than good, especially the people that depend on these cards to cover their week-to-week expenses,” said Ossowski.


***CCC Deputy Director Yaël Ossowski is available to speak with accredited media on consumer regulations and consumer choice issues. Please send media inquiries HERE.***

The Consumer Choice Center is the consumer advocacy group supporting lifestyle freedom, innovation, privacy, science, and consumer choice. The main policy areas we focus on are digital, mobility, lifestyle & consumer goods, and health & science.

The CCC represents consumers in over 100 countries across the globe. We closely monitor regulatory trends in Ottawa, Washington, Brussels, Geneva and other hotspots of regulation and inform and activate consumers to fight for #ConsumerChoice. Learn more at consumerchoicecenter.org.

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